With travel insurance you’ll be able to truly enjoy your holiday, knowing that we’ve got you covered should something happen while you’re abroad.
Five Reasons You Need Travel Insurance.
#1: Medical Emergencies
Travel insurance can cover those massive fees that can occur when something goes awry in your travels. Imagine being in Cuba and your loved one has a heart problem that needs serious medical treatment, overnight stays and testing to be done. This can mount up in the medical fees department. You might end up with a bill that you will be paying off for years to come. This is why it is important to do your research and choose travel insurance packages that will cover major emergencies. An emergency can happen to anyone of any health status or age. Be prepared and have the help you need on hand at the hardest of times.
#2: Emergency Assistance
It can be costly to get ambulance assistance, whether by air, sea or on the road in many countries. Check your plan to see if you are covered for all transportation to the hospital. This is something that travelers overlook when an emergency occurs and they can get hit with a huge bill after the occurrence. There are also packages that cover the transportation of remains if death occurs. This can save your family even more suffering after their loss. You may even need a medical professional to accompany you home to your country for safe-keeping and this can mount up to thousands of dollars. Research, research and research again or ask your friendly travel agent for more information.
#3: Travel Cancellations and Trip Interruptions
Sometimes our travel plans don’t always work out as planned. Problems occur, a serious illness or death may have occurred at home, finances may be lost and deposits may not be refunded by travel companies, hotels and airlines. Your travel insurance package should include coverage of your travel bookings if something uneventful happens and you must rush home. What if your house suffered a massive fire or flood and you need to get home immediately? If you do not have this section claimed in your travel insurance, you may lose out on more than your home and in the time when you need your finances in tact the most. Always read the fine print in each travel insurance package to ensure you are covered in difficult times while traveling abroad.
#4: What if you Miss Your Departure Time?
Let’s face it. Life is full of whirlwind events that may interrupt the time that we need to get to the ship, airport or railway station. Transportation isn’t always reliable and buses, flights and vehicles have their problems at times. A benefit of travel insurance is that it may protect you from the fees that incur from a missed flight or other vessel.
#5: Your Personal Belongings
If you buy travel insurance before you fly off into the open skies, you may be covered for lost baggage during the travel process. Usually there is a maximum limit to how much you are covered for. What if someone steals your jewelry, money and other personal effects of great expense when traveling? You may be covered for some of the overall loss and expense.
Comprehensive cover while you’re travelling overseas. This travel insurance covers you for lost luggage, medical expenses, disrupted travel and the cost of cancelled travel due to events beyond your control. We also cover your liability and legal costs while abroad.
Contact us now or talk to our expertise on +64 9 525 3232 to arrange your travel insurance.