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What is health insurance?

Health insurance gives you the peace of mind that you can get access to treatment whenever you need it, as soon as possible. Being covered for your healthcare can help protect you and your family from any unexpected costs.

Who should consider it?

Sometimes the unexpected happens that affects our health and welfare and also those of our loved ones. If the need arises for major surgery or other medical treatment, could you afford to pay? If a condition stops you from working, would you lose your income? Having health insurance gives you more choice over when you have your treatment and you can avoid public hospital waiting lists. Get in touch with us to find out more and which plan is best suited to your needs and circumstances.


Not only will they get faster access to treatment, but health insurance also provides
increasing options to access treatments and drugs not funded or provided in the public

Roger Styles, Healthfunds Association of NZ, 04 February 2020

Common treatments and their average costs:

Source: AIA Health Claims Data, 1 Jul 2018 - 30 Jun 2019


Up to December 2019, 1,411,000 lives were covered by health insurance in New Zealand.

(Health Funds Association of New Zealand,‘Quarterly Statistical Summaries’, December 2019)


90% of patients referred with a high suspicion of cancer wait 62 days or less to receive their first treatment.

(Auckland District Health Board, Annual Report 2017/2018)


More than $1.3 billion worth of health related claims were paid for a 12 month period up to December 2019.

(Health Funds Association of New Zealand,‘Quarterly Statistical Summaries’, December 2019)

Here are the providers we work with to ensure you have the right cover for your needs:
AIA New Zealand

AIA Group is the largest life insurance company in the world*, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981. AIA strives to help our clients live healthier, longer, better lives by encouraging them to make positive lifestyle changes one small step at a time.

Southern Cross Health Insurance

Southern Cross have been looking after the health of New Zealanders for over 50 years. They are one of New Zealand’s most trusted health insurers and are consistently recognised as having the most satisfied health insurance customers.

Let us help you find the right cover

Fill out our quote form with your information and we can provide you a quote comparison that meets your needs.

Phone: (09) 525 3232
351a Great South Road. Ellerslie
Auckland 1051