Here at Sit and Blake, we offer a full range of Business Insurance to cover all you need.
Recommended for all business owners operating from a fixed location. This policy provides cover that will replace or repair your commercial property if it gets stolen or an accident causes physical damage.
Comprehensive, flexible cover. This insurance can be tailored to your specific needs, covering loss of revenue, profit or rents affected by damage to insured property. It’s designed to keep your business operational and in the same financial trading position as before a loss.
Businesses today operate in an ever-evolving legal and regulatory environment. Consequently, different stakeholders in a business, such as customers, shareholders and regulators, can cause disruption as they exercise their perceived right to recover or make an example of an individual or entity.
Whether any legal action or investigation into the affairs of an individual or entity has merit or not, it has the potential to cause financial hardship for an individual or a business. Therefore, it is good risk management practice to have comprehensive liability insurance in place to lower or transfer this risk.
- Broadform Liability
Broadform public and products liability insurance, insures your business for its legal liability for accidental injury to a third party or damage to their property. This policy covers the costs of meeting court judgments or out of court settlements, and any legal defence and investigation.
- Statutory Liability
This insurance policy protects your business from fines, penalties and reparation imposed by the courts for unintentional breaches of most laws in new Zealand. It also covers the legal costs of investigating and defending claims.
- Employers Liability
Recommended protection for business owners with employees. This insurance covers you for legal liability and associated legal costs for an injury to an employee (where not covered by ACC).
- Professional Indemnity
Recommended for consultancies and service-based businesses. This policy provides cover for the risks associated with offering advice, services or design based on expert knowledge for which you receive a fee or have a professional duty. It protects you from allegations of breaching your professional duty and covers your legal defence, including any awards made against you. Some policies also extend to cover investigations and compensation orders by regulatory authorities.
Tailored products are available for lawyers, accountants, engineers, architects, real-estate agents, management consultants, medical & health professionals, and much more.
If you have a commercial insurance enquiry, please give us a call on +64 9 525 3232.
Or contact us now via online enquiry form